Free first-time buyer calculator

First-Time Buyer Deposit Planner

Set a home-price goal, add your current savings and see a simple deposit and buying-cost target.

Private by defaultUpdates instantlyIllustrative estimate

Add your numbers

Build your saving target

Change the numbers to explore a simple first-home cash goal.

Home-price goalGBPDeposit target%Savings already set asideGBPSaving each monthGBPBuying-cost bufferKeep this separate from your deposit for legal work, surveys, moving and an emergency cushion.GBP

Live estimate

Updates as you type

Your first-home target

Total cash target

£31,000

Deposit plus your buying-cost buffer.

Deposit target

£25,000

Still to save

£16,000

Estimated timeline

2y 8m

Based on the monthly saving amount entered.

Estimate only. This is not a mortgage offer, affordability assessment, eligibility decision or recommendation.

Education only: Solvado does not provide mortgage, financial, tax, legal or insurance advice. Any tool results are general estimates, not recommendations, offers or eligibility decisions. Rules, rates and criteria can change. Check official sources and speak to an appropriately regulated professional before making decisions.